College Ready

Financial Aid

For a quick overview of Financial Aid please click here: Financial Aid Highlights

Below is some general information about Financial Aid for College.

To get more detailed information, there is an excellent website at http://www.nasfaa.org/students_parents_counselors AND Student Aid.gov

Two Types of Financial Aid

  • Gift (free aid you do not pay back)
    • Scholarships = free money.  See our Scholarships page
    • Grants – dependent on financial need (determined by FAFSA)
      • NEVER PAY FOR A SCHOLARSHIP SEARCH OR WHEN FILLING OUT THE FAFSA.  FAFSA website:  www.fafsa.ed.gov
  • Self (work study and loans you do pay back)
    • Federal work study (jobs on/off campus)
    • Federal Perkins Loan – need based, government pays interest while in school
    • Federal Stafford
      • Subsidized – government pays interest while in school
      • Unsubsidized – Government does not pay interest
      • Stafford Limits per year
        • 1st  year – $5500
        • 2nd year – $6500
        • 3rd year – $7500
  • PLUS Loan – non-need based
Everyone must fill out the FASFA - January 1 is the first day to do this. 

Learn more about financial aid by view the document below. 

Financial-Aid-Highlights


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